Bank Accounts: What Each Bank Accepts (Ireland)

Helpful Content
Purpose: Help students understand the typical documents needed to open a bank account and how to verify bank‑specific requirements.
Responsible team: Student Success / Admin
Last updated: January 30, 2026
Quick summary
  • Most banks ask for proof of identity and proof of address.
  • Requirements vary by bank and can change.
  • Always check the bank’s official website before booking an appointment.
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Who this is for

Students who need an Irish bank account for wages or payments.

If you are not sure this applies to you, contact Student Success for guidance.

Step-by-step

1) Prepare your core documents

Most banks request:

  • Passport or government ID
  • Proof of address in Ireland
  • Proof of student status (sometimes)

2) Check the bank’s official requirements

Visit the bank’s official page for “opening an account” and check what is accepted.

3) Book an appointment if required

Some banks require appointments for new accounts.

Documents, costs, timelines

Documents
  • **Documents:** ID and proof of address are the most common requirements.
  • **Costs:** Some accounts have monthly fees; check the bank’s terms.
  • **Timelines:** Account opening can take several days.
Costs and timing
  • **Documents:** ID and proof of address are the most common requirements.
  • **Costs:** Some accounts have monthly fees; check the bank’s terms.
  • **Timelines:** Account opening can take several days.

Common mistakes (avoid these)

  • Bringing the wrong proof of address
  • Assuming all banks accept the same documents
  • Not checking account fees

How ULearn can help

  • Explain typical document requirements
  • Suggest where to verify bank‑specific rules
  • Student life questions: contact the Student Success Team.
Need help now? Contact Student Success and we will guide you.
Email Student Success

Sources (official)

  • Banking information (BPFI): https://www.bpfi.ie/consumer-hub/
  • Consumer rights for financial products (CCPC): https://www.ccpc.ie/consumers/money/financial-products-and-services/
Disclaimer: Rules can change. Always check the official sources above or contact Student Success if unsure.

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